How It Works

The moneyGPS Hub is a financial wellness platform, providing a central platform for all things financial.

moneyGPS Hub – we are proud to have developed Australia’s first ‘Pay As You Go Affordable Advice’ platform. Well, we’ve gone one step further and bundled our services into a subscriptions-based platform that provides further cost reductions for all of the services we offer.

Simple, Convenient Financial Advice at an Affordable Price - you have access to the full suite of our revolutionary Check-Up Reports and Digital Advice Plans - that will review your financial circumstances using our leading AI to assess where there are needs you can address to help improve your financial situation and fast-track reaching your financial goals.

Access to our select Financial Partners – clients can access leading providers of financial & lifestyle services to meet their needs throughout each financial journey they need to take.

Financial Education – Whilst our passion and purposes are to assist our clients make better financial decisions - which includes the development of our digital advice services, we now offer a digital online program to help our clients learn the financial literacy skills to build the confidence in managing their money and improve their financial resilience.

Best of all its free of jargon, product promotions and always current!

moneyGPS Hub also provides services to help in everyday expense management as well.

Just like the rest of our services – we’ve kept it simple, convenient, and low cost!

Compare the Value

*Clients who pay annually will receive a saving of $66.00 (inc gst).

All fees are inclusive of GST, and the monthly paid fee has a minimum two-month subscription.

NO Fee or Time Limits

Select Services available when you register to use any of our Check-Up Reports

Essentials Plan

$330.00 pa or $33.00 pm(inc gst)

Free Services Potential savings $pa* Essentials Plan – Potential savings $pa(inc gst)
Check-Up Reports – FREE reports all Valued at $220 each1.
Money Check-Up

Suitable for anyone under 45yrs …. Or anyone who simply needs to get their ‘financial house in order’.

220 220
Retirement Check-Up

The ‘absolute must-have’ analysis for any pre-retiree – before they make any significant and life-changing financial decisions.

220 220
Financial Coaching & Education
Financial Education2

Access our library of ‘Money Modules’ and Calculators for all things financial covering a range of topics to help you in your financial journey.

110 110
Money Coaching for Women3

Benefit from our expert Coaching team, designed for Women Only!3.

275
Resources & Opportunities4

We provide you with a series of regular Podcasts and a Weekly Newsletter which offers financial guidance from our money experts   – includes Special Offers & Opportunities.

110 110
Financial Breathers – ‘Best Deals’
Cost of Living Reductions5

Access to services to help you cut your expenses on everyday items, and receive a Gift Card. Assumptions: “Average annual savings for utilities providers as provided by the Australian Energy Markets Commission 2019, found customers could save up to $760 a year in power bills by switching to a cheaper plan”.

760 760
Savings with moneyGPS Rewards6

That always welcomed retail therapy support providing access to hundreds of providers. Take a minute and work out how much you can save with our calculator.

1000
Savings with moneyGPS Rewards Plus6

Retail therapy support on steroids? The normal costs for this program is $118.80 pa – but we offer it to all subscribers of the Essentials Plan for FREE. A further savings!

Take a minute and work out how much you can save with our calculator.

2500
Financial Management
Lending & Finances Review

Make sure you have the right financial deal for any need  – new or refinanced – and receive a $200 Gift Card if you proceed to a lender6.

200
Direct Property7

Suitable for new investors, or seasoned veterans who may want to expand their portfolio or simply require a review of their current property investments Our subscribers will have their moneyGPS HUB Subscriptions paid for one year.

330
Property Fragments7a

The perfect way to start your property investment career, without having to invest a large sum. Suitable for anyone who wants to grow a property portfolio with as little as $20,000.

100
Legal Online Wills8

Making sure that your wishes are carried out the way you need when that time comes. Receive a 25% reduction for the standard legal online Will for you and your partner.

36
Estate Planning9

If your circumstances are not suitable or too complex, for our Online Will service we offer a bespoke service which will provide a saving of up to 60% off the standard fee depending on your state of residency.

440 – 990
Life and Income Protection Insurances10

Even though we know this may be a ‘Grudge Purchase’ for some, we nevertheless all need to protect ourselves and loves ones against ‘personal risk’ that could impact our financial and personal circumstances. Each client will receive, upon purchase, either a 5% reduction of the premium for the life of the policy or a $100 gift card.

100 or 110 pa
Home Equity Release11

For subscribers who need to access additional funds to help their retirement funding needs, one sensible option is to access the equity in their own home. This can be used to help pay for; school fees for grandchildren, supporting the kids for their home deposit or maybe some renovation work. Clients will receive a $200 rebate on their Establishment Fee.

200
Financial Planning
Single Topic Digital Advice12

moneyGPS offers a 50% reduction for all digital advice plans, savings clients $99 per plan!

198
Aged Care Financial Advice13

When you absolutely need access to specialist advice to help guide you through the aged care financial maze. Services range from; Help with Centrelink Forms, Cash-flow analysis and full Comprehensive Advice, with a min 5% discount commencing with the Cash-Flow report. – now with a up to a 5% fee reduction on select services.

60 – 150
Comprehensive Advice14

If your circumstances are complex in nature and digital advice is not suitable then you need to meet with a specialist financial adviser  – a fee reduction of $150 for your comprehensive plan will be provided.

165
Sign Up Sign Up MonthlySign Up Annually

Assumptions used to calculate the projected savings for subscribers for each plan @1st February 2022

1. Assumes each subscriber uses one report pa. / 2. Estimate of cost of accessing similar services externally. / 3. Flat dollar fee reduction – once only / 4. Estimated financial benefit form referral partners promotions pa. / 5. Average annual savings for changing utilities provider pa. / 6. Estimated savings for using the buying service regularly throughout the year. / 7. Assumes the purchase of a direct property in any one year. / 7a. Will be paid upon the purchase of a single property fragment / 8. Standard fee reduction. / 9. Fee reduction will vary depending on the state location of each subscriber, but ex SA, WA NT – where fees are already substantially reduced. The calculation assumes the average savings across all fee reductions. / 10. A 5% reduction in the cost of the annual premium will vary based upon the actual premium value, but on this occasion an estimate of $100pa has been made. / 11. Flat dollar rebate to client. / 12. Assumes that 2 digital advice documents are purchased in any one year. / 13. Average fee reduction calculated across all services if used annually. / 14. Flat dollar reduction for a new pan each year.

Simple Payment Options

Access our services with the option to receive a 10% reduction by paying one year in advance.

Money Back Guarantee

Subscribers can improve their savings  based on the degree of usage for each service.

We guarantee you at least cover your subscription fees each year … or we will refund your money.

Freemium Plan

Our Freemium plan starts when you register with moneyGPS – there are no costs to being a subscriber, no time-limits to move to another plan, or to continue with the plan.

Immediate Money Benefits

moneyGPS Hub offers a variety of ‘Offers’ which is our code for giving users a ‘financial free kick’ or other benefits, when using certain services.

Education and Guidance

To better understand financial topics such as super, investments, estate planning or just how to budget ..…. you can access our education modules …. for those ‘life happens’ moments.

moneyGPS HUB – Subscriptions Plans:

There are only two plans offered – the Freemium and Essential Plan.

Freemium

FREE

We provide you with the opportunity to use a number of services for FREE – including accessing: our Check-Up Reports (valued at $200), digital educational modules, podcasts, and our weekly newsletter – which will always have a great Offer to help you save money.

In addition our Expense Breathers will help add to your bank balance.

Estimated Savings1  – Greater than $1,000 pa

No Cost to You!

Essentials

$33pm or $330pa*

The Essentials Plan is suited to anyone wanting to ‘Get Their Financial House in Order’!
It provides everything in the Freemium Plan – plus fee concessions and savings on every service offered by our Financial Partners.

The cost of the moneyGPS advice plans have also been reduced by over 30%.

Estimated Savings1 – Greater than $2,500 pa

*Includes GST

1. Refer to the table below for further details.